As an independent agency, we do the shopping for you. We compare rates across over 50 of Texas's top carriers to secure you elite personal and commercial protection at the best rates.
Elite Coverage, Zero Complexity
Partnering with A-Rated National & Texas Regional Carriers
Unlike captive agents who only sell for one company, GJS Risk Solutions works for you. We partner with multiple top-tier insurance carriers to find the perfect blend of coverage, value, and price.
We compare rates across multiple providers to ensure you get the most competitive price.
Our loyalty is to our clients, not the insurance companies. We recommend what's truly best for you.
We understand the specific risks Texans face and tailor policies to mitigate them effectively.
Greg Smith is the founder of GJS Risk Solutions and brings more than six years of experience in personal and commercial insurance, backed by over 30 years in technology sales and business consulting. As an independent insurance advisor, Greg works with multiple top-rated insurance carriers to help individuals, families, and businesses throughout Texas find the right balance between protection and affordability.
Known for his personalized approach, Greg takes the time to explain coverage in plain English, identify potential gaps, and help clients make informed decisions based on their unique needs and budget. He believes insurance isn’t just about finding the lowest premium—it’s about making sure people are properly protected when they need it most.
When he’s not working, Greg enjoys spending time with his wife and daughters, tackling DIY projects, enjoying outdoor activities, and listening to music. His faith, commitment to service, and genuine desire to help others guide both his personal life and professional career.
“My goal is simple: help people understand their insurance, protect what matters most, and be there when they need me.”
– Gregory J. Smith, GJS Risk Solutions.
How we protect your assets and advocate for your interests
We translate complex policy structures—deductibles, endorsements, and exclusions—into real-world risk scenarios, eliminating the guesswork.
We don't sugarcoat. If your coverage is too low or a decision is risky, we tell you plainly. Building trust is our priority.
We anticipate "what happens if something goes wrong?" Whether it's Texas drivers or tornado damage, we protect you before the claim happens.
We catch the gaps others miss—like no rental coverage or low dwelling limits—because attention to detail directly impacts your claim outcome.
Insurance shouldn't be complicated. We explain your policies in simple, real-life terms so you know exactly what you're buying.
We provide specialized insurance solutions tailored to your unique needs across Texas.
Your home is your biggest investment. We protect it from Texas storms, fire, theft, and liabilities with comprehensive property coverage.
Whether you're commuting in Houston or road-tripping the Hill Country, we ensure you have the right coverage to protect you and your vehicle on Texas roads.
From small startups to established enterprises, we safeguard your business assets, employees, and operations against unforeseen risks.
Protect the ones who matter most. We help you choose the right life insurance coverage to secure your family's financial future and offer peace of mind.
We also protect your toys, recreational vehicles, and property from specialized risks:
Don't just take our word for it. See why Texans trust GJS Risk Solutions with their insurance needs.
"What a great experience. Gregory Smith was a pleasure to work with. He helped me find new car insurance and home owner’s insurance. He was able to get me better coverage while saving me money. He was always available to answer any questions. I highly recommend this company and Gregory Smith if you’re looking for new insurance."
"Excellent service. Greg guided us through our options and to the best carrier based on our needs. Highly recommend!"
"I highly recommend working with Gregory. Not only he was able to save me money on my premiums, he also found an insurance company that gave me better coverage. Greg really took his time to explain to me the process and the differences between the options he provided me. I couldn't not be more satisfied."
"Greg Smith has help me save tremendously, as well as guiding me through the ins and outs of my policies, to get the best bang for our insurance dollars. I am highly recommending him!"
"Great service and low rates. Thank you for helping us with our Business and Home Insurance needs."
"Greg is the best! So easy to work with and extremely knowledgable! He will put you in the perfect policy for you and your family."
"Greg has been wonderful to work with for our home, auto, and business insurance. His customer service is excellent, and we really appreciate his annual follow-ups to make sure everything still fits our needs. He does a great job explaining our options, what’s required, and the differences between policies, which makes the whole process so much easier. Highly recommend Greg to anyone looking for an honest, knowledgeable insurance agent!"
"I recently worked with Greg to find homeowners insurance, and I couldn’t be more pleased with the experience. From start to finish, he was incredibly patient — never making me feel rushed, even when I had a lot of questions. He took the time to thoroughly explain each policy option, breaking down the details in a way that was easy to understand. Thanks to his guidance, I felt confident that I was choosing the best solution for my needs and budget. If you’re looking for an agent who genuinely has your best interests in mind, I highly recommend Greg!"
"What a great experience. Gregory Smith was a pleasure to work with. He helped me find new car insurance and home owner’s insurance. He was able to get me better coverage while saving me money. He was always available to answer any questions. I highly recommend this company and Gregory Smith if you’re looking for new insurance."
"Excellent service. Greg guided us through our options and to the best carrier based on our needs. Highly recommend!"
"I highly recommend working with Gregory. Not only he was able to save me money on my premiums, he also found an insurance company that gave me better coverage. Greg really took his time to explain to me the process and the differences between the options he provided me. I couldn't not be more satisfied."
"Greg Smith has help me save tremendously, as well as guiding me through the ins and outs of my policies, to get the best bang for our insurance dollars. I am highly recommending him!"
"Great service and low rates. Thank you for helping us with our Business and Home Insurance needs."
"Greg is the best! So easy to work with and extremely knowledgable! He will put you in the perfect policy for you and your family."
"Greg has been wonderful to work with for our home, auto, and business insurance. His customer service is excellent, and we really appreciate his annual follow-ups to make sure everything still fits our needs. He does a great job explaining our options, what’s required, and the differences between policies, which makes the whole process so much easier. Highly recommend Greg to anyone looking for an honest, knowledgeable insurance agent!"
"I recently worked with Greg to find homeowners insurance, and I couldn’t be more pleased with the experience. From start to finish, he was incredibly patient — never making me feel rushed, even when I had a lot of questions. He took the time to thoroughly explain each policy option, breaking down the details in a way that was easy to understand. Thanks to his guidance, I felt confident that I was choosing the best solution for my needs and budget. If you’re looking for an agent who genuinely has your best interests in mind, I highly recommend Greg!"
Get a free, no-obligation quote today. Let our experts find the coverage that fits your life and budget.
Serving all of Texas
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